Your Complete Credit Blueprint is waiting!
7 Years of proven disputing methods...
All in the palm of your hand
Our Custom
AI-Powered Credit Dispute Agent
Our Custom Generated AI-Powered 1–5 Round Dispute Agent takes your actual credit bureau report and does the heavy lifting for you:
✅ Pre-fills ALL of your info– 15 Letters generated with all your info A-Z. No filling in Necessary!
✅ Scans & Detects Negative Items – Collections, charge-offs, late payments, and more.
✅ Applies the Right Laws Automatically – Using FCRA, FDCPA, and other powerful consumer protection statutes.
✅ Generates Custom Dispute Letters – Tailored specifically to your negative items, not just templates.
✅ Post-Dated for Maximum Impact – Fresh rounds every 30 days to ensure continuous pressure until removal.
✅ Up to 5 Rounds of Disputes – Giving you multiple chances to force results and maximize deletions.
This isn’t guesswork.
It’s AI precision + proven credit laws, designed to give you the best shot at a faster, cleaner credit profile.
What's else is included?
Signature Letter Pack
11 FIELD-TESTED LETTERS: ON TOP of the custom generated letters, we're supplying additional letters you can use for specific deletions!
WHAT'S INCLUDED:
- Personal Information Update Letter
- Round 1 & Round 2 Bureau Disputes
- Method of Verification Request
- Debt Validation Request (FDCPA)
- Goodwill Adjustment Request
- Pay-for-Delete Agreement
- Hard Inquiry Dispute
- Charge-Off Settlement Negotiation
- Cease & Desist (Limited Communication)
- Medical Collection Dispute
Replace your details, send or upload, keep copies — watch the results come in.
Dispute Calculator & Tracker
A simple but powerful tool that logs every dispute, calculates due dates, and tracks round progress.
WHY IT MATTERS: Credit repair is about consistency and timing. Miss a deadline, and you reset the clock. This tool keeps your process airtight.
WHAT'S INCLUDED:
- Automatic +30-day response due date
- Item status tracking (pending, deleted, verified)
- Postage cost calculator
Log each letter, track bureau responses, and know exactly when to send the next round.
Debt Utilization Chart
A revolving credit tracking sheet that calculates utilization percentages and tells you exactly how much to pay down to hit 30% or 10% thresholds.
WHY IT MATTERS: Utilization makes up ~30% of your credit score. Lower it, and you can see jumps in as little as 30 days.
WHAT'S INCLUDED:
- Per-card utilization % auto-calculated
- Target balances at 30% and 10%
- Paydown amount tracker
Plug in your balances and limits — get your paydown targets instantly.
Credit Rebuild Game Plan
A step-by-step action plan that rebuilds your score while you dispute.
WHY IT MATTERS: Disputes fix the past; rebuilding sets up your future. You need both to get the best results.
WHAT'S INCLUDED:
- 8 core rebuilding moves (secured cards, builder loans, autopay setup, utilization goals)
- Checkboxes and target dates
- Easy progress tracking
Follow the checklist, mark items complete, and layer positive history onto your file.
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Bonus Material
Inquiry Tracker & Goodwill Log
A two-in-one tracking tool to monitor hard inquiries and follow up on goodwill requests to creditors.
WHY IT MATTERS:
Hard Inquiries: Too many recent credit pulls can drag down your score, and unauthorized inquiries can be disputed for removal.
Goodwill Requests: A well-timed goodwill letter can erase an isolated late payment, giving you a fast score boost without a formal dispute.
WHAT'S INCLUDED:
- Log for each inquiry: date, bureau, company, and dispute outcome
- Follow-up log for goodwill requests: date sent, creditor, outcome, and reminders for next steps
Track every inquiry and goodwill request in one place so nothing slips through the cracks — and you can see exactly what’s working.
Budget & Settlement Planner
A calculator that helps you model settlements for charged-off accounts and see your exact savings.
WHY IT MATTERS: Paying smart saves money and improves your report — but only if you negotiate right.
Enter the balance and your offer %, see the dollar offer and savings instantly.
Cameron Swihart
Alison Naylor
Stephanie Bullock
Nick Arace
Emily Macias
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Veronica Molina
Bobby Robinson
STILL NOT SURE?
Frequently Asked Questions
We get it. Ai is new and can be confusing. Here's some FAQ's for clarity!
❓ How does the AI-powered dispute agent actually work?
Our AI agent scans your full credit report using FCRA and FDCPA law-based logic to identify every potential error, violation, or outdated item. It then generates custom dispute letters and validation requests for all three bureaus — instantly. You can run the scan, review your results, and send professional-grade disputes without needing a lawyer or credit repair company to do it for you.
❓ Can this really replace hiring a credit repair company?
Yes — and that’s the point. The same laws, templates, and processes professional credit repair companies use are built into this system. The difference is that you control the process, see the results in real time, and never pay monthly “mystery” fees. You’ll learn exactly what’s being disputed and why — and our AI handles the heavy lifting.
❓ How long does it take to start seeing results?
Most users start seeing deletions or updates within 30–45 days, depending on the bureaus and creditor response times. Because disputes are based on real FCRA and FDCPA violations, responses are legally required. The full system is designed to show meaningful score improvement within 60–90 days, when used consistently.
❓ Is this a full-service software for repair companies?
No — and that’s by design.
Our AI generates all of your dispute rounds at once, strategically post-dated for timing accuracy and legal compliance. Instead of auto-regenerating generic letters, the system gives you a complete, pre-built sequence tailored to your exact credit report.
The Blueprint then walks you through how to track progress, document responses, and reinforce each round’s impact — so you stay in control of the process and never risk sending duplicates or invalid disputes.